/* ==========================================================================
   Landtitle Texas — Design System
   All brand colors are variables below. Swap the :root values to rebrand.
   ========================================================================== */

:root {
  /* Brand colors — extracted from the official Landtitle Texas logo */
  --primary: #005CAC;         /* dominant logo blue */
  --primary-dark: #003D73;    /* for hovers, headers, depth */
  --primary-light: #1E7BC2;   /* accents and highlights */
  --primary-soft: #e6f0f8;    /* very light blue for subtle backgrounds */
  --cream: #f8f6f3;
  --cream-dark: #efeae0;
  --accent: #c9a961;          /* warm gold — classic complement to navy/blue */
  --accent-dark: #a88843;

  /* Neutrals */
  --ink: #1a1a1a;
  --ink-soft: #3a3a3a;
  --muted: #6b6b6b;
  --muted-soft: #9a9a9a;
  --line: #e6e1d8;
  --line-soft: #f0ebe2;
  --white: #ffffff;

  /* Semantic */
  --danger: #b23a3a;
  --danger-bg: #fbeeee;
  --success: #2d6a4f;

  /* Layout */
  --max-width: 1200px;
  --max-width-narrow: 860px;
  --radius-sm: 4px;
  --radius: 8px;
  --radius-lg: 14px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
  --shadow: 0 4px 14px rgba(0,0,0,0.08);
  --shadow-lg: 0 20px 40px rgba(0,61,115,0.14);

  /* Typography */
  --font-body: 'Roboto', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-display: 'Roboto', Georgia, serif;

  /* Transitions */
  --ease: cubic-bezier(0.4, 0, 0.2, 1);
  --t-fast: 150ms var(--ease);
  --t: 250ms var(--ease);
  --t-slow: 400ms var(--ease);
}

/* Reset --------------------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--primary); text-decoration: none; transition: color var(--t-fast); }
a:hover { color: var(--primary-light); }
button { font-family: inherit; cursor: pointer; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--ink);
  line-height: 1.15;
  margin: 0 0 0.5em;
  font-weight: 700;
  letter-spacing: -0.015em;
}
h1 { font-size: clamp(2rem, 5vw, 3.25rem); }
h2 { font-size: clamp(1.65rem, 3.5vw, 2.35rem); }
h3 { font-size: 1.35rem; }
h4 { font-size: 1.1rem; }
p { margin: 0 0 1em; }

.eyebrow {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--primary);
  margin: 0 0 1rem;
  display: inline-block;
}

/* Layout -------------------------------------------------------------------- */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.5rem;
}
.container-narrow {
  max-width: var(--max-width-narrow);
  margin: 0 auto;
  padding: 0 1.5rem;
}
.section { padding: 5rem 0; }
.section-sm { padding: 3rem 0; }
.section-lg { padding: 7rem 0; }
.section-cream { background: var(--cream); }
.section-cream-dark { background: var(--cream-dark); }
.section-dark { background: var(--primary); color: var(--cream); }
.section-dark h1, .section-dark h2, .section-dark h3 { color: var(--cream); }
.section-dark .eyebrow { color: var(--accent); }

/* Buttons ------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.95rem 1.75rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  border: 2px solid transparent;
  transition: all var(--t);
  text-align: center;
  cursor: pointer;
}
.btn-primary { background: var(--primary); color: var(--cream); border-color: var(--primary); }
.btn-primary:hover { background: var(--primary-dark); color: var(--cream); border-color: var(--primary-dark); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-outline { background: transparent; color: var(--primary); border-color: var(--primary); }
.btn-outline:hover { background: var(--primary); color: var(--cream); transform: translateY(-1px); }
.btn-ghost { background: transparent; color: var(--primary); border-color: transparent; padding-left: 0.5rem; padding-right: 0.5rem; }
.btn-ghost:hover { color: var(--primary-dark); }
.btn-on-dark { background: var(--accent); color: var(--primary-dark); border-color: var(--accent); }
.btn-on-dark:hover { background: var(--accent-dark); border-color: var(--accent-dark); color: var(--white); }
.btn-lg { padding: 1.1rem 2.25rem; font-size: 1rem; }

/* Wire fraud alert ---------------------------------------------------------- */
.alert-bar {
  background: var(--ink);
  color: var(--cream);
  padding: 0.55rem 1.5rem;
  font-size: 0.85rem;
  text-align: center;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
}
.alert-bar strong { color: var(--accent); }
.alert-bar a { color: var(--cream); text-decoration: underline; text-underline-offset: 2px; }
.alert-bar a:hover { color: var(--accent); }
.alert-bar-icon { width: 16px; height: 16px; flex-shrink: 0; }

/* Header / Nav -------------------------------------------------------------- */
.site-header {
  background: var(--cream);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(8px);
  background: rgba(248,246,243,0.96);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1rem 1.5rem;
  max-width: var(--max-width);
  margin: 0 auto;
  gap: 2rem;
}
.logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.2rem;
  color: var(--primary);
  letter-spacing: -0.01em;
}
.logo:hover { color: var(--primary); }
.logo-img {
  display: block;
  width: 210px;
  height: 48px;
  background-image: 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tSe8z91xrcflUcf6aZ1WhNXnj2NrhafXDaFEgfXKkJr6B6t8PTGAg8/2801L/ZRigL53LnT1VBFX/2umx5tWr1skPFTm7jk9PFMaU7TVufjumMjJquoRIbekZCF6wZY9PRWLhqtsPq6t1zemI63UdsVdkvovaPRsf0lDVhSXoJ6/9DyifzisR7QDr/72FzeMWfca4wbKJj/9zcPrvnGDF/xlqnj+Of7lnPfqj4unjORahhQl3QpDBV4wVN84Z1z+Mf3zNjhDb6wpSQXfvcRnlzcw+1P9vzkb87o+ukfnuuXexZtonFiK3dfewqndr1+6GlpT1He+b2FbNhUwmmMvcUearizMcOIV6WgwRr10gt3HKGhOYtWghIHpQRNAldbPFeRdLwNAJ7ngecjnkIlBeU6JBMe9a0ZHC9BvhqBCKJcjET4SZ9cDrQkQQwoFxGFDQMm1NcBoIzCMQrrETc8Sr00cr/poXXXvrByAJrS8QQkUpx4eBPHTGqgPZcg7SXIl0PWDBe497kBKkGIqU8ipZCv3bmUq+ZN2KP3vY1/fXjNvN5V/fz1u2fz8w8ft9OP8s7ntsgHbnqSr96xjEvnTvjcxKbUexZ9+Qze8d2Fcu+Cbt7xrUeSd3/2NDl8fL0CWD9cfvztNz528qqlfbz3/On8/uMnqfj9jcoji7biNDgs/PxZG6aPT055vXpvWThBrvz+In60YBOfO3c6T60b+cHa5UMcc3QzD37hLZc0pdRO14ic+M/z5dmne3h6w8jP3nJ4y/4R+qahEiVtUArqHEXKPbQcI588dxqeY7crcoByZM6oBMKGgXijyqMmNfLE+kFKUURSFAYHPJdTZjSxbGiUDUOVR7ua06dtr6wjOrLq4+fNkGt/8BTPbhoF4IFlvbgV4a/nde5U5ABHTqhT1198hHzoWwsRJwJgXH3i8wv+/vQmxygu/vEzVy1Y2oOTSiBRxLSJjdzz6ZNXpn31tIhylRLjQKBRGYBJueTFvfnqLZ4CR1kEF7GWYjXi+M6cWvFPb/vlcDW6dN4Nj1AoBJAAp2q54NRWvn/RUXe4jrPVYhrFEcSqpIjykkp6AbQdC6tJ/M5FgevGw/I/v9gPCQ9HgQSac48az/1/N2+793/bUz1y6fcfB9fBSbp0j1R5Yv2QnDRlzxOuHljWj9eU5rsXH3XNrlz/rqM71PvnTZbb7lnNUxuHbjxv9vhvAdzzmXnq8oZn5Rd/fJHzv7WQh7909sMZ13n6/G8uPHnVyiE++K4Z3PqRE1+yM5Nw11zzrqmHdY2vZ2ciB/jwvEnq7/9rmazvi8OdvSMhVoRZ7c3sisgBfvhXR7HktE5md2Ru35Xrt7FbQh+qasqRkEx4NLgKb/+EvPeYG99/uAJYsikvWwsh/cWAyICrFNh4bXrgK1raM/g+tKaTEBrKgSXhOVgLmWyS0QiGiwHFwM57vfqOmpDDJj1EYgfR5pEKxocTp+d22ea5U5qWSSY12+iX57IT65IfAUh5XAVOPM/EwfcU01vSs163QOUWEItYEOyYtzr+Njsak5d1kLwMEOuMJZuIIZfwdmkKJnjgCljAvhwK3ThSBc8DpRDlYMTy7fvXSsVqPPERiYfwnpegJ1/ByfpYLbEfv6rpK0a7/Ly2x5Z8gF+f4Nantvwgl+AHxgFH4lEJSiM2Dg0aY1BKkcBhpBQhyrKyt8x5s18u6+cfPk7VpX35//60nHNufPRMx3HOXLt+iE/8rznc9MEjX9UYTWvNTr/50tg39sSGggyWqvQVqnE0wlGIgZY6j7qky8SmBLPG5dSk5jRbCyMAzOxIQ9Lh/qVbueXxbjmlqxnXVf31KXUX2CTilQ2m1XOczUbLRN/zls7talJzu5p2+xntltBDibdnqncdMsChNXCHf75nudx83zp6eisooxEXlFUIcYvkptOYlAJRnDq9Ca0tuB7GasrWwxrIJj0CsZQDQykIgOzr1BgL3BlzOA0WA5SXojWb2GWbs663wE+6s7eXjWxkzMu9bV8/s/PwmsG0gkWUgOvGc+TtMeb8U8rF7MK+gaIsShlEu6AEpQQ11sBZDQ4CKFTC5aHn+3j4yc0gXpz44lis1Ygj4CRxUg4KDyHC1QKy8/vaEf3F4PrRcoVqqPjkvz2OoMbKG3ueCuK4XOz1f8k56DoopSiVg9eUefMHj1SrB4py76ObwQpvmTfxNSLfxmf+c5n8Yv4ahvuL8TNVPi6CiGBFoxwH5QjWcXn/mVNkNNQk/NiGU6Y2qQtP75I7FqzjqhsXonwHcVSbpN0rHBQWARyUWAQhkfYvPLoj9+Urz5zM1WdM2X/OuCDS+AINvk+S+Hn25Cu/mdCQPgDx5tfn/hX98pXblmEdOO+kDk46rJHpzTk8V2HRgGLDUJWegTL5smHR5gLrt4ygPAerFAEmdmwRfyKj1YDh6s4+wFeL0ygHISLh7Po7sJhGJduPozu4cY8kPoqXG5Rt9OWDm5f1FK5RngvKcub0FuWhhuM8UhesJQ7qvSzkkYq5XCkZ85y7gIlHPK9gxdZysSdfySqBdNLn5Ck5pbZ9KmpbWc5L968dwSI4YsEITa1ZxmUTGKvABTXWkIxF50h6/pj+DMYIufSuN4x/iVLukFUO7U0pfvyZU0m5CqMYy8kwiAIlDlYERfycBXCUwlrLjPGZRX9Z5vf+vF4efGYLieYMrhgWvjDE9x5aK58+e9qrHtQPF6yX7/32Bcglee+505k7qYGJjUmUcuNRjFK4SoiM8GJ/gVse3shQf5mGtjT5cnh1Qybxwz9cPVfdMW+iPLRqiCgSjAIxgrJxqNm6cWhRG3hhS4Ennh9g8QtbaUwpuWRu1y5/aLsldKMtOcehCch5itFqSN9oeNG+FPqe7kq7aPUIUqzyvrfP4nd/c/x2H8BDLw7KXd1FHGP40JHN3I6wsmeEigF3LBFjW/1i1Y7CxC9htoW4xnrN9kwSIqGvuutD0eGiuSgqG5yG11YmYkDinkcpGI1eXe4vn+i+5vM/eQ6pS6I8zcYbzv9Nve/+z9gfx9lr4sS+hzGUiCtxhAzrAOIwVAlfVe4X/2tp9o8LNiG+w8yuRlZ8/Ry8sSw45Yw9IwvbhN6QcBiQ2CMvlYjzT+7ktqu2/w4ANg5XHjBiWxXesBbbvtPpCHGAIebVjV1r1vuXlmzihlBHXHDE3p/G85U7Vsg/3bYEN5fk7k8fT8ZLcN6/LOAzP3iSgUIk//iuWS/V8edlg6AN//Dumbzy9zviY/M683OveyRXiTQNmcQP1w5XnlqzOX/ChcdMUBces2sOyU/f/qL86+1Luf2ZPi6Z+/rZhK9kt9LQ6pI+Wdcl4YGfcJHQMlLdNxN1hUGpOG64J1gExxpOm7bjTL1VW0cpVIXuoZC+Ic3E5jSIJcRSEU2kxnoWIySx+O7rK90bG7obFdvc2ZCEKOSJ1UO7bPe9qwaRoIzaSZMrjtDdV+K6e1bIExvy8uDyIfnVYz1IWnCI8ByPzobkxdbqicDYvD52mr2yw27IeD/FxjFe11GQ8Hh4xSC/eKJbntgwLL9+eos8sKwPybgosTRmYsOsuFgl8ahYFOJEcZYt8ToCiSoo5UDCY+GqAbqHqvds7z7uWzYoJ33tz+fM/adHjzrxGw+cedLX7p95/7K+nbburoylSW9nKnL0hBxDPXnmrxnZ5V7iO/eulrf/00Nyx7NbXvqbz/znC/KNXzxPtjnFHZ8+jfNmjlenT2tSd352HsnWDP/nl0v4wm+Xv3T9ULGE6ypO3sU58/S2XENbSxoT5xFz28LuE8774r18456Vu2z3B06YiJOArflw5xe/gt0Sei7h0ei7ZFyXlOfgWYd1W0Z3q8IdYa3giiKK9M4v3g6ZhAuOy5+WbN3hNcoq0klhUkc9iUyS5zcOgecRiaJqFI41ccaXWDJJj4bU6w8pt82htjnj3n7cBMgk+dXDm7j3hZ1/vA+sGJCv/+45cLev8q7WNIRxLy6ehzgOX7t9OadeP59zb5zPkg3DOCkfqzVTxsW2alRW1Ktfq/sX3pTpbXUQmjifxIdC2XDFD5/m5OsX8Fc/WEShrFG+i1iXrqY4nGxMhGtdFAIqnmNrHdv2/mM74xECFnyHjf0hR3/jwbdf+IMn5MqfPStX/GyxfPjnz8p7f/iEXPLjJ+gragaLFQZHKowEQkdu5wtRRMUOPaVe2xG8/4R2JDJ89j8W89zm4k6f+8I1w/K1P77I/zy1heZcvMbgsluelZtuX0rz5CwPfP7MV40O3jKzVf33351GdnyWb/7HYj76q8UCMKO9EbThj0s279R+gF88ukHWrB8m7cf30FKXgFSae5f2M1zQn9uVMv5naS82iOho2L2M1N0auidcRUPSwRqXtOvgIvQPhwyU9Bf29sRSg0I7HtfdvYqbHl4vIoKxDo56/fcmkdA1LskPLz2GG6c38+CiTUz7h/vkuEnNNGd8Un489A2MoXekykgpYmulwIaBMtWKAYQQCBEio6magEinybhCQya1+PXqttaCjjBjbdP5h7eoK84/TH5212refv0jHDG9RWaMz9BclyThx3NFUOTLEUs25Vm6qpe2cc04GQii1/ZU15w1nZ890o0tasg4cXw7IYg24DoIDhIaVBBx2dzJAGgr46PIgJV4YYu2RH+R4vrRsyaz+IWtmLJGEiouy1cQKWzCjXNiggg8uPz0uFxL7FyS0AFXI0ZeCrV97MzJ6neLu+W+x3sg6eC4LsN5y52LNsWNoHVQroNYCykvzq4LBaqWj767iyMm7jyduBoaJNJYXvucPnr6FPXQikG59e7lHPuVYU44rEVmdNTTmPZe8n2ICKMVw4tbR3hu+RCmqrnmg0dzxmGt6n03PyH/dd8qxk9p5s5Pz2PulNee4nP2jGZ152dOlYtvfpwf//5FiEQunjeBHz+8gX+/Zw2PrR2V2e11NNX7eI4T96CiKIYhvcWQZd1FuntHsY7/0vfyjqPaFmUn1p284KnNTP/6n288aWruxsZEgub6JEoE6yjECNVIM1LWvLg1z6pVeZx0mg+dsns7lO+W0JszCeozPqWCIe17OK6lWAhY2Zu/ofWwlr0SemdzmqmT6tG+RzS2VNU6CruTObsRQyl0OHpCg7r/s2fIl3//PAtWjXDHk91IOcCK4KoE1gcvmyCVhI5shv91XAcO8OTaETwFo5Hh8PYG6lI+jekU1rfUJWXB69XdkHLpmlDH+KaXW9dbLj9OHd3ZILc/uYmlWwKWdg+jqkAUxXNbZVG+R1NLmg+ePYvPvnUqH/vlErLZ176KEybXq//+zKnyjT+t4OmNoxQrVZQoRFywEQqHzuY6LrlgJl+5YKYCcHCH2+sS2EiD52JdRTbx6l7wY6dNURhHfvTwep7vzaODELEeriOYqqB8h9kdDVxz3nQumBOnqCYcj7qUh/ITeEpjdHzqzTbu/dQ8df3MtfL7ZzaxfihgoKSJz8QFEYUScHwHawUn6TOnI8375k7ia+/ccVLSK5ndXkefD1lv+5/sf1x1gjpr5ji5bdFGnu8p8dT6IRzjYYsllONBEiTh0lyf4IyjxvPh07r461M71dW3Pifzl/VxwokT+PHlczl20o4bnTMPa1b3fv50ueLfn+TOp3toa05z99/N48a7VrJo3SAvbBxGRiOUZ1/2rWR9xFUc3pblB1eeyJ+WbmVFbzwK7mrOnHL/tfPku3etZuH6If7n+a04kRt/tzYCz4eMhyMuKiGMy6Y5+8QJXHXaZN5/zO6lDu/WkUxLe4ry/btXMjIU0ZzxSSagJZOma2qGy07bdQ/g/iZfDq8uVM37SoF5q8It9Rar2fkvbqVcMhRDS7Gs6S1WKSLkRdFdqFCsRkzIJrDaUI0sF8xp46dX7DzL6vUYLOovVK0+thRE77YRWRnrXVxPDY9Pe99oqEvu8pr3jcPV+4aK4VsHSxECeApa630mNCa/2JxJvqqR7S0EN0dGulzUqFaSm9yQ2uGBluv6Ky/2FaqzC0HcuCY8n7acw+yxrLBXsmG4+oDn0iuiXCtkJzcmt1tuX6H6r/myvVSjMkPlSrIc6Hg0oxS5pEtrNrFh2rjd30R0uGou33Z67s7YMlq9JdQysxyYeQCJpFqZdp3Ff+k47s2H/5b0ncVNGe+Hu2NLvmo/UImis9vrkx8H6CsF15fD6PxKlWNFJM4xUC65hHuH4zLckUt9eGdlbh4NbzHGdJUDew6Ah5QyaXU/OIHruhvH1+35cvDdEvrW0eDm7921/Jq+voisr8gkPXKpBHU5hzOPbeeYQ/TgwvuW9smdj/awvneEquNQNsKoUWyNQkZ0vCOs0oJEESqEdMbjq++cxRfPPziHUNSosa/ZLWfc+Fzy4+Mbs6R9h6TvknJ9PN8hJS7LNuX3l417xebR6q2PLuunf7SKTbhY5RBYh7K1RMphW0KaUsQuaiwt9Ukmt6QPptk1auxTdnuXh87WNPWZeD1yIiWx9911iCKXR1cfeocg3Lt08JLNAyVGQ4O2LoGxlDGMKkvJxMcpY4njzoDjeHTkXI7pbDyodteosS/ZbaFP7agjmXLI+Arf9Uj6Cj/p0ZZQbB2ssra/uGl/GLonPLVuSJatHmA4HyIKIhtvIVXWlkBrtDVxep822NCgrMJJCMdMamROe6Y2bK/xhmG3hd7VnLm2uSlDfcoj5bkkfZ+0F4cC2rMZntqQ7xwohV/ZH8buDutGKo/+95KtdPdHBBqMtVQNFGxESYSKGdutxCjUWJxZWUNzXYKTJjceXONr1NjH7LbQWzL+tya1pUkmXXxH4fmWZDJB2lOkkz5z2up5ZMXQdfvD2F1l82j11v9c2D1vQ3eBchhhgNAKJSuMWkXRStybWwFtEbMtnCccPq6OU6YeuI0ha9Q4EOzRToxHTMyVvIxDJuWSTfgkXUgmE/iepT2X+NFxUxoW/v6p7oMyX99S1N/83cLNl6xZO8pAKUSj0WIJDFSMokx8SouIxLs6ydiiC2NIp31OndrEkZ2vDS3VqPF/M3sk9Bnj6+oa6hMkUy6OE+9ekvUhk/BKruOv6WpOn3bG4W03/HFJj/QWgpv3tdE7Yu1AafVvHll37Ytr8oxU4h3QjDhURShqQ8EYKsbEi7qMINaOLWJROKKY3lbH22a3HShza9Q4YOzx3sqzO3OIK+TSLqmESzLpk0k6DzU1uP8C0FaX/NKZs9quenrtyDXLNu/6YoM9Zf7qQfnNY5sOW7e+RKFqQTxCKwQGqsahiKWCEOrYy65E4qG7CGIM9Rmft81s5NzZbbXevMYbjj0W+jGTGlScUiokfJd00ulub02/KlOqMeX/9IJjxqt8oLnvxS2ytRh+c+9NfjWbh6t/uG1Rt/z5mV56NpQYKgdYDIHRGGMJjaZiIsoWSsZgxMY512MhNVGAwKyJDVx88pR9bV6NGocEe3VawmmT0wu3VoTGeqc/mXIW7ui6U6a1qpltuWVLN45cu2DlgGwere71iaUbhqsP/PGZHrltfs+FS5eNMDBQpaQtgkNoFKFYQmuoimJUiBNkRMBYlLXxwhABFUR0tGS46Ph2Tuo6NDP7atTYW3YrBXZ7PLBiQJoSLsdN3fExOSOl6BONWf/7+WL0ic1DlZs2DpdwPMW4hiRdjemvNtWldmkz/4FC9PUNI+WvrtlapLu3QCEvlCplKqEijAwVKwRWUdWGahRRiAwjVhjQEUPGwUQGjCE+HN2CtaQTHu87sZMb3jfnJxNz/kf26mHUqHGIstdCB/jj4l5597Htr9sbDo4E39ZGJmor7daSy5f1sf3FgFIU4Cc8XAV1KZ/6TBIPwSqLFcVAIaJc0RQrmuFiQLkUEVQMlaqmoi1VbYg0hMZSjgwlI4RaU9GGYW0ZEsVQqCnbCKKxDRFDDdbiWIcz57Rw3bvncMb0xlpvXuMNyx6dpvqXnDil6bZ7XuyT7W2zPFLQn7Ei9VYkp620R5ourW2Xr4RxWUUkWUqViEjDaD5i69YSoRa0ESIT7ypSroQEkWAslAJNpC2BFSJrEDy0hITWElrBWouxlkAUZSwl7VJRY4cdWAsCiItjLTMn1fPhkyfVRF7jDc8+OdFwQmPyQ11NSR5Y1v+a4YFSokWUFxmn1Qg5a22rEUtoLVFoCQOLWIWJgEjwUPG2QTY+EywoRxgdbz4YGINGEUm8kYBYRRRFGCNoY4iwaGup6jicVjaKko0QrVFaxTuCGiAKmDKujo+eNom/Pm1STeQ13vDss6NL53Q0qOZ6j4VrBl8Se76srzRatVltJhsTzTTGdIm1WTGCtWO7yliFEcGIxYydW26tRVsw1iESQ+hI3FsbgzIWxBBoTWQVkRVCE5+VrY0QaKiIooyibFR88IBWiLIQGQg1nS31XHnaZD771toy1BpvDvbpGcXHdjaphkyKh5ZtFQBtaY2w7SHSboR6a2jSEqejRgIaN95b3bhgFUYUkVWERmEk3i/c4mC0wpp4ayltINKCFYWWeJgejcXLI22oIhQRitZSsgYx8RFSKjSo0HD4pCwff+tkvnzBru1sUqPGG4F9fhj5ER1Z1VSX4o+LewUddXmKYWttmzU0YRU6imPZGOLtjjCEpoKROO6ttY17ey1Yq1/q6bUVjLWEWhMZwQhERhNZSygGPSb4itWUxjLgImtQ1oMwQqzlmGktXH32NL50/syayGu8qdgnzri/5JhJDaohm3h8/tr+a2a25WhJp+6IRB9TMQajBGssxsQj6ciYeIhuBB0R/7R2bN4tGKOw2mC0EBhLhMUIhNqiI0tVFJGxaGOoWEtBC0UL5bGEGFsNaM74nDq9iY/O6+LC4zpqIq/xpmOfhNd2xEg1uvLp9aM/sdrQlcuirKUYGiIde8h1qLHGIbSaSqCJNATGEoSGIDJoKwSRJTSWIIr/LohiR15ZC0FoKOrYAVeIIka1MGwV/VFEtRqBOBzVluL/OWI8F53czvGdO47116jxRma/Cn0by7YUZXlPnnrfZ3w6QaANpaqJQ2hRfPhhGG0TczwHD3ScxhqFEOqIqjYERsZEL5RDTWhsPEzXUNGK3iBgS2QJtNBZ73BKVzMXnTieDxw3sSbwGm9qDojQt/HkhiHZOFDGF5ec62MiSzXSBFoTaOLEF61jwRtLqC1BoAjFUIkiIm2JNJRNnPkWakshFEZDy5CxFLDU13kc2V7PBTObeducjvldLcmzDtgN1qhxiHJAhb6N57pHZf1QQFSqYE2czKIDTagt5SAiMBBoQY8JuxJFBMYSRopSZKiEY/8WQ1VbVELR0JxmenuWkyY3ccrUprsmNe54i+MaNd5sHBShb6M3H/7b+qHK3wzlywwXNcVyCFpRCSNKFf1SNpwxllIQUtXxaZOOC76vSKYSTGhLMaklyfFdLcGscXWpg3YzNWocwhxUob+SkWp0ZTGw54+UgosK5YhSFB/oN1qtIsaS8DySfgJHWTIJRWtjOmirr7uqOc1/HGzba9Q41DlkhF6jRo39x/8PeHuQjS9RkgoAAAAASUVORK5CYII=');
  background-repeat: no-repeat;
  background-position: left center;
  background-size: contain;
}
.logo-img-cream {
  width: 180px;
  height: 44px;
  background-image: url('data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAPoAAABACAYAAAAzvWouAAAJq0lEQVR4nO2de4hfRxXHv2uEcdoxKmTrQhM3IFZaKETyh1JRLFQqVGwRkjRSSR9SqTalkDQRtUorhaamCk1jMXRbi49q/+qCoYghRUtDC5X2DzEQDFiNoA10aZl0HGhZ/5i57Ozd+5jX/d2793c+EPaX+zhn7uPcOXNm5szM8vIyCIIYN+/vuwB1aCVvBTAP4F0ASwBmAbwNYCPj4od9lo0g1hszQ6jRtZK/AbA7QcQhxsV3cpWHIMbG+/pSrJV8Uiu5rJVcRpiR/5RxMcO4mAFw0G47WMjSSt6bv7QEsb6ZeI1uDTuWswCOMS4e8pB9gnHxxQRdBDEaJmboWkkJ4OIUEQDuYlwc89DlXtTBug8DQUwLEzH0xFq8zDHGxTdr9NwN4HIAG+y/m4t91tUniKmkU0P3NPDjjIsve8r7B0wkvuBmxsVTdt8+AHMAPgETob/cHrMBwEb7+36K2BPTSGeG3mLk3sbtKX8v4+JRreRRAJcC+DyAiwCwqnOpdiemjU4MvcHIn2Fc7OpKF+NiRiv5Kkyt3hgPIGMnponshl5n5F0blqP3eQDbseKu10LGTkwLWfvRa4x8YRIG5ei4GqZd3krmICFBDJZsNXqV0fRRY0YY7znGxZZOCkMQAyFLjT4UI3f0ng44ZbMdV08QoyXZ0LWS91VsThm3ngzj4orAUxY6KQhBDIRk172iNn+dcbE1SWgmQt14Cs4RYyWpRq9x2bemyMxJqOFqJQ90VRaC6JOsUfeB1ohnAo491FkpCKJHog19vXRNMS4+GXK8nRtPEKMiW42eozbXSt6ZoywVnAg4duKBRGdefk6Ze+zf7PdUK7mnw2fl6qnsDdFK7uha99iICsZ10Z1WHsqaIqtNvgf7GRcP5y5DFVrJ3wO4Dsj2sXwSzqy9gpzPJ6fcJtmxDLQJ2Su5avTDmeQMhUlez9uZ5bUO/SWmj+DkkFrJZ8vbGBf3ZClNtxwBsLfvQoQQ6Tm90yLzRgBPR8jtDB/dXXt8YyemRr8+eykmAOPirpDjtZK/66osJd7LKYxx8fWKzaed/b/NqY9YHww23XMqWsk3AXwkQcROALtS2qYtbc9fWaM8BeAm30JpJR9nXHzD/r7RlmWV8TaVzcYEfHXtsfKe8j3H0XFdwyE/YFz8KERmgO7HAdxWt798b7SSPwawH8B5xsUlnjregElusuo6PJ93ncxbATyC5unVrzEuPuVTxjLBwbiKi1lkXNwQo7xObqxrZrPMTDpesJdx8ahThh0AnokRZOfT3wvg/siynGNcbOkiuNX2wbNJP74VI9vnuLb3I+bDbq+rnGq8NmeCbba6Hu0iTMajbaF6HZlRFVKojQS57japQ1nhDSEyOqaPoOCRUjdQlJE7zLcfUsvmRN1R2Fox2MjtuckfJa3ki4gwFq3kMuPiazAGW7BTK/m/imP/iNVGfsS++9ti9Nq/dyDS6yy8LV9CXfdtgcf3Rs1X/7sAHkiR4chyX9AFAE+UX9q2r27NS77kW74KXk84N4X9PektuKr4Edqk0kruKyorZzuzH4HCW3kJwKfLOkrPr3WOR8Xz/pnze7dP/MSR8QsA3k2qUbbRGx7250LkaCVfZFx8tk5HU23k88JVyWBc3KOVLL7yVW3NMwD+ApNc4z2YNNgX2XN32X70Ol2/RH08YBHAfwF8uDgF5v34T9t11Omr2l51z1yjSsTLqyjd98MAHq7YDq3kn2Du9Rojt5wF8HG7fWug3vK+0CBpkOcY1Ebvct55zu6TnG1U31q9/BAD2p5/g81YWxEoCr7fWslHUNGNWGoXxsitbaPnuN8h+n3uU4rumACsTxnce9Vw384DOA7zoX0HwCYA/4ZJevpXxsX32/RUMaoafb2Mvy/xAlZSU+dgU0ZZg0cr+WBumTWelreHUkeVzIrzZ1ExstFyvVbye03lqSNH4olJ9Tc3sk6NHFhxlYPRSh4txsk719/YxvcJ4mglZYXcofJm4vkvlzfUNS98tvliA3EpPUxBunPU6DsBZE3hnEqOr+8E2Zlw7qo2qf3o/qHlHJ/EmSlLZwFodXNPwngeSwDmQmcYlvQ8pJU81KbTl6Z3pCmW4BkEfAt2iDLj4jGt5CsAtoeUO/Yd7m01VSKOpprW9v9e2nQ+4+KJULmR5XyuTg9Mpt4rYRbauCyjziA3uny9Va51zngA4+JDpU3bU2X6QobeET4Pr6MHnFwbZ+JLrjFNqhkQe9+b2uS5jL3FW9gXI9OXLME4reQBlnHF0tQXIuML9VrIwRXdM300FT46aYWpkfdUlzvlvvsG3tp0RF7/y1jpujuslexswFeuGr33FEwdzWh6oc9yhMhyjm0dcBMpN5vMHOflkBMSXY/V0aL/MwnnBpUluR89VnGX2IjmVwFcA+ACIt3ZDP35B2BGE36lVIYlAA+EJLewQzCvqdi1Zv13bcadz8PMdd/IGha0dPvxXWpGFp6EGUCzAcDFdXJtX/5NqF/oMipTsFZyj+8EGztw6DKsjJo7AzMpZFfpuJ/b7Y8FlmUHgC8wLr5t//8ggGuxdvToIoAlxsUtnmWeh4lhAObdPQEzKOqfLGE6eKihN05cGJKxu8S6lUO9HoIIJch1L75e6wlNyR4JYiKLLPZNr6vGEMQQyN69ppX8V26ZsfQZCSaIIRFj6G1TEjdrkzyhV7SZo0wQBDKmey7TZ42o12YNCYZqdGJMxLruFxr2HQNwqq/2ujbZTsjICcIhytAZF6Jm1wUAZ22yhkN22OPR6NIFopX8O/rPdkIQgyN62eSaGvu4O4hCm1xqC0D3tWQuD4Jqc2KMJK2PXjKuc4yLLS3HHU4Z3VMj+1lkzDVPhk6MkdTutVP273nn9xqs8ZwGsN+688mDWLSSJ+0HhIycIFpIMnQnceJsXS5sANBK3sm4uAIrucx2O1MXvbvitJL3OdMdr249IYyFzPIIYjAkue4FTZk3nGN+ApMUYQ4my8a2ZMUZodqcGDO5kkM+XWfsWsm7AXwQxrjnYGbnpCxSkB0ycmLsZBkCa1e7qIt8vwvzQdkEY+yDylJKRk5MA9nGuletXmG712YBfAxmbvA8hpPqiIycmBqyTmqpMPZNMO76HIz7nrK6aVbIyIlpIvvstZKxz8NkU5kFGTlB9EaWqHsVevXCdIsw62X3vjIMGTkxjXRm6MDqIbBDgIycmFY6NfSCvjPPkIET085EFnCoWvFiQvyZjJwgJlSjl5lADb9qFh1BTDu9GHqBzal9ey5xjIsPZJJFEKOiV0N3sYG7a+G/uqgGcBvj4tfdlYogxsFgDJ0giO74P11qA4Ixpl0wAAAAAElFTkSuQmCC');
}
.logo-mark {
  width: 42px;
  height: 42px;
  background: var(--primary);
  color: var(--cream);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.1rem;
  letter-spacing: 0.02em;
}
.logo-text { line-height: 1.1; }
.logo-text small { display: block; font-size: 0.7rem; font-weight: 400; color: var(--muted); letter-spacing: 0.08em; text-transform: uppercase; margin-top: 2px; }

@media (max-width: 560px) {
  .logo-img { width: 170px; height: 38px; } .logo-img-cream { width: 150px; height: 36px; }
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-links a {
  color: var(--ink);
  font-weight: 500;
  font-size: 0.95rem;
  position: relative;
  padding: 0.25rem 0;
}
.nav-links a:hover { color: var(--primary); }
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--primary);
  transition: width var(--t);
}
.nav-links a:hover::after { width: 100%; }

.nav-cta {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.lang-toggle {
  display: flex;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  overflow: hidden;
  font-size: 0.8rem;
  font-weight: 600;
}
.lang-toggle a,
.lang-toggle button {
  background: transparent;
  border: 0;
  padding: 0.35rem 0.6rem;
  color: var(--muted);
  cursor: pointer;
  text-decoration: none;
  line-height: 1;
  transition: all var(--t-fast);
}
.lang-toggle a + a,
.lang-toggle button + button {
  border-left: 1px solid var(--line);
}
.lang-toggle a:hover,
.lang-toggle button:hover {
  color: var(--ink);
  background: var(--cream-dark);
}
.lang-toggle a.active,
.lang-toggle button.active { background: var(--primary); color: var(--cream); }
.lang-toggle a.active:hover,
.lang-toggle button.active:hover { background: var(--primary); color: var(--cream); }

.mobile-toggle {
  display: none;
  background: transparent;
  border: 0;
  padding: 0.5rem;
  color: var(--primary);
}

/* Hero ---------------------------------------------------------------------- */
.hero {
  background: var(--cream);
  padding: 5rem 0 6rem;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(0,92,172,0.06) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -100px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(201,169,97,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 4rem;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero h1 {
  margin-bottom: 1.25rem;
}
.hero h1 .accent-word {
  color: var(--primary);
  font-style: italic;
  position: relative;
  white-space: nowrap;
}
.hero h1 .accent-word::after {
  content: '';
  position: absolute;
  bottom: 0.1em;
  left: 0;
  right: 0;
  height: 0.15em;
  background: var(--accent);
  opacity: 0.35;
  z-index: -1;
}
.hero-sub {
  font-size: 1.2rem;
  color: var(--ink-soft);
  margin-bottom: 2rem;
  max-width: 540px;
  line-height: 1.6;
}
.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2.5rem;
}
.hero-trust {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  flex-wrap: wrap;
  padding-top: 2rem;
  border-top: 1px solid var(--line);
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.85rem;
  color: var(--muted);
}
.hero-trust-item strong {
  display: block;
  color: var(--ink);
  font-size: 1.1rem;
  font-weight: 700;
  line-height: 1;
}

/* Hero card: signature status preview */
.hero-visual {
  position: relative;
  padding: 1.5rem;
}
.closing-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 1.75rem;
  position: relative;
  transform: rotate(-1.5deg);
  transition: transform var(--t-slow);
}
.closing-card:hover { transform: rotate(0deg); }
.closing-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 1.5rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--line);
}
.closing-card-label {
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--muted);
}
.closing-card-address {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.15rem;
  color: var(--ink);
  margin: 0.25rem 0 0;
}
.closing-card-status {
  background: rgba(45,106,79,0.1);
  color: var(--success);
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}
.status-dot { width: 6px; height: 6px; background: var(--success); border-radius: 50%; animation: pulse 2s ease-in-out infinite; }
@keyframes pulse { 0%, 100% { opacity: 1; } 50% { opacity: 0.5; } }

.timeline { list-style: none; margin: 0; padding: 0; }
.timeline li {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 0.75rem 0;
  position: relative;
}
.timeline li:not(:last-child)::before {
  content: '';
  position: absolute;
  left: 11px;
  top: 30px;
  bottom: -8px;
  width: 2px;
  background: var(--line);
}
.timeline-dot {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--cream);
  border: 2px solid var(--line);
  flex-shrink: 0;
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: center;
}
.timeline li.done .timeline-dot { background: var(--primary); border-color: var(--primary); }
.timeline li.done .timeline-dot::after { content: ''; width: 6px; height: 3px; border-left: 2px solid var(--cream); border-bottom: 2px solid var(--cream); transform: rotate(-45deg) translate(1px, -1px); }
.timeline li.current .timeline-dot { background: var(--cream); border-color: var(--primary); border-width: 3px; }
.timeline li.current .timeline-dot::after { content: ''; width: 8px; height: 8px; background: var(--primary); border-radius: 50%; animation: pulse 2s ease-in-out infinite; }
.timeline-text { padding-top: 2px; }
.timeline-text strong { display: block; font-size: 0.95rem; color: var(--ink); font-weight: 600; }
.timeline-text small { font-size: 0.8rem; color: var(--muted); }

/* Service cards ------------------------------------------------------------- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: all var(--t);
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: var(--primary);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--t);
}
.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: var(--line-soft);
}
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 48px;
  height: 48px;
  background: var(--cream-dark);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  color: var(--primary);
}
.service-icon svg { width: 24px; height: 24px; }
.service-card h3 {
  font-size: 1.2rem;
  margin-bottom: 0.5rem;
}
.service-card p {
  color: var(--muted);
  font-size: 0.95rem;
  margin-bottom: 1rem;
}
.service-link {
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  transition: gap var(--t);
}
.service-card:hover .service-link { gap: 0.6rem; }

/* Two column text/visual ---------------------------------------------------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.split-reverse { direction: rtl; }
.split-reverse > * { direction: ltr; }

/* Stats / Trust band -------------------------------------------------------- */
.trust-band {
  background: var(--primary);
  color: var(--cream);
  padding: 3rem 0;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}
.trust-stat .num {
  font-family: var(--font-display);
  font-size: 2.75rem;
  font-weight: 700;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 0.35rem;
  letter-spacing: -0.02em;
}
.trust-stat .label {
  font-size: 0.85rem;
  color: rgba(248,246,243,0.8);
  letter-spacing: 0.05em;
}

/* Calculator preview -------------------------------------------------------- */
.calc-preview {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
}
.calc-preview h3 { margin-bottom: 0.35rem; }
.calc-preview-sub { color: var(--muted); margin-bottom: 1.5rem; font-size: 0.95rem; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem; }
.form-group { display: flex; flex-direction: column; }
.form-group label {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 0.4rem;
}
.form-group input, .form-group select {
  font-family: inherit;
  font-size: 1rem;
  padding: 0.75rem 0.9rem;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--ink);
  transition: border-color var(--t-fast);
}
.form-group input:focus, .form-group select:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,92,172,0.12);
}

.calc-result {
  background: var(--cream);
  border-radius: var(--radius);
  padding: 1.5rem;
  margin-top: 1.5rem;
  border-left: 3px solid var(--accent);
}
.calc-result-row {
  display: flex;
  justify-content: space-between;
  padding: 0.35rem 0;
  font-size: 0.95rem;
}
.calc-result-row.total {
  border-top: 1px solid var(--line);
  margin-top: 0.75rem;
  padding-top: 0.85rem;
  font-weight: 700;
  font-size: 1.1rem;
}
.calc-result-row.total span:last-child { color: var(--primary); }

/* Testimonials -------------------------------------------------------------- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.testimonial {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 2rem;
  position: relative;
}
.stars { color: var(--accent); margin-bottom: 1rem; letter-spacing: 0.1em; }
.testimonial p { font-style: italic; color: var(--ink-soft); margin-bottom: 1.25rem; line-height: 1.7; }
.testimonial-attr { display: flex; align-items: center; gap: 0.75rem; }
.testimonial-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--cream-dark);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
}
.testimonial-name { font-weight: 600; font-size: 0.9rem; line-height: 1.2; }
.testimonial-role { font-size: 0.8rem; color: var(--muted); }

/* Location cards ------------------------------------------------------------ */
.location-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.location-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  transition: all var(--t);
}
.location-card:hover { border-color: var(--primary); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.location-card h4 { margin-bottom: 0.5rem; color: var(--primary); }
.location-card p { font-size: 0.9rem; color: var(--muted); margin-bottom: 0.4rem; }
.location-card a.phone { font-weight: 600; color: var(--ink); }

/* CTA band ------------------------------------------------------------------ */
.cta-band {
  background: var(--primary);
  color: var(--cream);
  text-align: center;
  padding: 5rem 0;
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 120%;
  height: 120%;
  background: radial-gradient(ellipse at center, rgba(201,169,97,0.08) 0%, transparent 60%);
}
.cta-band > * { position: relative; }
.cta-band h2 { margin-bottom: 1rem; }
.cta-band p { color: rgba(248,246,243,0.85); max-width: 600px; margin: 0 auto 2rem; font-size: 1.1rem; }

/* Footer -------------------------------------------------------------------- */
.site-footer {
  background: var(--ink);
  color: var(--cream);
  padding: 4rem 0 2rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer-col h4 {
  color: var(--accent);
  font-size: 0.85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 1rem;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 0.5rem; }
.footer-col a { color: rgba(248,246,243,0.7); font-size: 0.9rem; transition: color var(--t-fast); }
.footer-col a:hover { color: var(--accent); }
.footer-brand-text { color: rgba(248,246,243,0.6); font-size: 0.9rem; line-height: 1.7; margin-top: 1rem; }

.footer-underwriters {
  display: flex;
  gap: 1.5rem;
  align-items: center;
  flex-wrap: wrap;
  margin-top: 1.5rem;
}
.underwriter-badge {
  background: rgba(248,246,243,0.08);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-sm);
  font-size: 0.75rem;
  color: rgba(248,246,243,0.7);
  letter-spacing: 0.05em;
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid rgba(248,246,243,0.1);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.8rem;
  color: rgba(248,246,243,0.5);
}

/* Page header (interior pages) --------------------------------------------- */
.page-header {
  background: var(--cream-dark);
  padding: 4rem 0;
  text-align: center;
  border-bottom: 1px solid var(--line);
}
.page-header h1 { margin-bottom: 0.5rem; }
.page-header p { color: var(--muted); font-size: 1.1rem; max-width: 680px; margin: 0 auto; }
.breadcrumbs {
  font-size: 0.85rem;
  color: var(--muted);
  margin-bottom: 1rem;
}
.breadcrumbs a { color: var(--muted); }
.breadcrumbs a:hover { color: var(--primary); }

/* Utilities ----------------------------------------------------------------- */
.text-center { text-align: center; }
.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }
.mt-4 { margin-top: 2rem; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }

/* Animations ---------------------------------------------------------------- */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}
.fade-in { animation: fadeInUp 0.6s var(--ease) backwards; }
.fade-in-1 { animation-delay: 0.1s; }
.fade-in-2 { animation-delay: 0.2s; }
.fade-in-3 { animation-delay: 0.3s; }
.fade-in-4 { animation-delay: 0.4s; }

/* Responsive ---------------------------------------------------------------- */
@media (max-width: 960px) {
  .hero-grid, .split, .footer-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); gap: 2.5rem; }
  .hero { padding: 3rem 0 4rem; }
  .section { padding: 3.5rem 0; }

  .nav-links { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; background: var(--cream); padding: 1.5rem; border-bottom: 1px solid var(--line); box-shadow: var(--shadow); gap: 1rem; align-items: flex-start; }
  .nav-links.open { display: flex; }
  .nav-links a { width: 100%; }
  .mobile-toggle { display: block; }
  .nav-cta .btn { display: none; }
}
@media (max-width: 560px) {
  .form-row { grid-template-columns: 1fr; }
  .hero h1 { font-size: 2.1rem; }
  .trust-grid { grid-template-columns: 1fr; }
  .alert-bar { font-size: 0.78rem; padding: 0.5rem 1rem; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
  .closing-card { transform: none; }
}